3 Year Fixed Rate

Rate

Provider

3.19%

jb_mortgages

Jerry Brar Mortgages

Mortgage Inquiry

3.09%

tangerine

Tangerine

3.19%

td-bank

TD Bank

3.24%

mortgagepal-ca

MortgagePal.ca

3.24%

coast-capital

Coast Capital

3.29%

canwise-financial[1]

Canwise Financial

3.34%

scotiabank

Scotia Bank

3.39%

bank-of-montreal

Bank of Montreal

3.44%

rbc-royal-bank

RBC Royal Bank

3.54%

industrial-alliance

Industrial Alliance

3.69%

hsbc

HSBC

3.79%

equitable-bank2

Equitable Bank

3.89%

cmls-financial

CMLS Financial

3.89%

simplii-financial

Simplii Financial

3.94%

cibc

CIBC

4.30%

national-bank

National Bank

4.34%

laurentian

Laurentian Bank

What is a 3 Year Fixed Mortgage

A fixed mortgage is a mortgage product where your rate is locked in over a certain term, the most common terms for fixed mortgages are 3, 5 and 10 years.

3 year fixed mortgages are mortgage contracts that are fixed for 3 years, after which the interest rate is re-negotiated between the mortgage holder and the lender. The short, three year rate term allows for fixed rate mortgages to take advantage of lowering interest rates in the market without having to rely on a variable rate mortgage

Historical 3 Year Fixed Mortgage Rates

mortgage rates by:Ratehub.ca