10 Year Fixed Rates

Rate

Provider

3.89%

jb_mortgages

Jerry Brar Mortgages

Mortgage Inquiry

3.89%

cmls-financial

CMLS Financial

3.89%

canwise-financial[1]

Canwise Financial

3.99%

tangerine

Tangerine

4.24%

coast-capital

Coast Capital

4.39%

scotiabank

Scotia Bank

4.49%

bank-of-montreal

Bank of Montreal

4.54%

td-bank

TD Bank

6.24%

hsbc

HSBC

6.25%

simplii-financial

Simplii Financial

6.60%

laurentian

Laurentian Bank

6.60%

rbc-royal-bank

RBC Royal Bank

6.60%

national-bank

National Bank

6.64%

cibc

CIBC

What is a 10 Year Fixed Mortgage

A fixed mortgage is a mortgage product where your rate is locked in over a certain term, the most common terms for fixed mortgages are 3, 5 and 10 years.

10 year fixed mortgages are mortgage contracts that are fixed for 10 years, after which the interest rate is re-negotiated between the mortgage holder and the lender. The long 10 year rate term allows for fixed rate mortgages to take advantage of historically low interest rates in the long term and add stability to a mortgage that is not available with shorter fixed terms or variable rate mortgages

Historical 10 Year Fixed Rates

From 1994 to today

mortgage rates by:Ratehub.ca